Home Inspections & Policy Review:

Coverage:

After receiving a copy of your policy we will determine what kind of policy you have, the applicable amounts of insurance and we advise you on how your coverage should truly apply to your claim.

Policy and Deductible Explanation:

Most Policies are subject to a deductible and this can sometimes be a reason why insureds feel their claim may not be worth pursuing. As your representation and experts in the insurance claims industry we can quickly determine the extent of damage and advise you on the claims worth. No amount damage is to small, it is free for us to come out to you and review your damages.

Estimation of Damage:

Contents/ Personal Property:

Full evaluation and listing of any and all damaged goods in your home or business. We the take the list and apply pricing to each individual item by using local comparable replacement prices as a guide.

Building:

Full evaluation and Scope prepared in relation to all damaged areas and aspects of the building. Using industry standard software we apply the scope and prepare a line by line repair estimate for the property damage. We meet with and use our extensive network of contractors and professionals to make sure that all aspects of the building damages are addressed accordingly and included in our estimate of damage.

Business Loss:

Full review and estimation of the amount of business lost due to the claim. We prepare all submittals (with the backup documentation to substantiate amount sought) - This could include rental losses, business lost due to store closures, merchandise sold but not delivered, etc.

Emergency Services:

If necessary, we contact, coordinate, and manage the appropriate service companies to protect your property from further damage as required in your insurance policy (i.e. water extraction and drying, fire boardups, roof patches, etc.)

Temporary Living Arrangements:

Should your home be uninhabitable due to the loss we arrange with our network of affiliates for temporary housing during the repair process.

Communication with your insurance company:

Notification of Claim:

We notify your insurance company of the claim if you have not already done so.

Correspondence:

We handle all aspects of your claim and handle any correspondence with your insurance carrier and make sure all policy requirements are met by the insurance company.

Appointments:

We set and handle all appointments with the assigned adjusters from the insurance company and their contractors. You don't even have to be present for these appointments should you choose not too.

Paperwork:

We handle all the necessary documentation that is required by the insurance company, so you don't have too.

© Guardian Adjustment Group LLC ¦ Doylestown, PA